Search found 23 matches

by gonzo13
Thu Jun 12, 2008 3:03 pm
Forum: Business Finance
Topic: starting a small business - what should I know
Replies: 2
Views: 6070

starting a small business - what should I know

What do you have to do to start small business? Do you have to register a corporation if you work from home? Do you have to have an office? Do you need a bank account? Do you need an accountant?

I know I have a lot of questions but please any info will be appreciated.
Also I live in Ontario.
by gonzo13
Thu Jun 12, 2008 2:56 pm
Forum: Credit Cards
Topic: Credit card debt
Replies: 5
Views: 5125

Re: Credit card debt

gogysh wrote:Please, share some tips on how to get our of credi card debt.



Well, first pay off all your bills and when you have no debt start using only debit card or cash for your purchases. Pay your bills every month in full - this is the secret of getting out of debt. It is very simple :D
by gonzo13
Tue Jun 10, 2008 4:10 pm
Forum: Real Estate Investing
Topic: Canadian home prices almost double between 1997 and 2007
Replies: 6
Views: 5013

Re: Canadian home prices almost double between 1997 and 2007

rock wrote:
spencer wrote:I think some parts of Toronto will remain largely unaffected, even if there is a prolonged downturn in the Toronto's real estate market starting 2008.


What about the condos comparing to the houses? I think the condos will lose a lot of their value comparing to the houses.
by gonzo13
Tue Jun 10, 2008 4:06 pm
Forum: Real Estate Investing
Topic: Toronto resale housing market in May, 2008
Replies: 2
Views: 3022

Re: Toronto resale housing market in May, 2008

What do you think? Is this the end of the Toronto real estate boom? Is this the beginning of a severe correction, which will take the average Toronto's house price down to levels many cannot even imagine today? It may be... who knows what will happen by the end of the year. Do you think that the de...
by gonzo13
Tue Jun 10, 2008 3:59 pm
Forum: Credit Cards
Topic: How to build good credit?
Replies: 2
Views: 3192

Re: How to build good credit?

1. Your payment history 2. Your debt to credit ratio 3. The period you have had a file with the credit bureau 4. The type of credit you have and your new credit I think rock is right. You have to pay your bills in full and on time every month; you can use your debit card for purchases, this way you...
by gonzo13
Tue Jun 10, 2008 3:49 pm
Forum: Credit Cards
Topic: Credit score
Replies: 1
Views: 2715

Credit score

Do you know if only the primary credit card holder gets credit history? if there two or more people as co applicants will they have credit score on file?
by gonzo13
Mon Jun 09, 2008 7:44 pm
Forum: Insurance
Topic: Travel Insurance
Replies: 3
Views: 3651

Re: Travel Insurance

I purchase insurance every time I travel. I live in Ontario and the Health card covers only $400 per day which is nothing in an emergency...
by gonzo13
Fri Jun 06, 2008 3:06 pm
Forum: Insurance
Topic: Insurance company with good reputation?
Replies: 4
Views: 4129

Re: Insurance company with good reputation?

Thanks I've heard that RBC are no good too. A friend of mine recommended me TD Insurance, any thoughts?
by gonzo13
Fri Jun 06, 2008 3:04 pm
Forum: Mutual Funds
Topic: What exactly are Mutual Funds?
Replies: 4
Views: 4093

Re: What exactly are Mutual Funds?

Thanks for the reply. Do you think Mutual funds can make big return on your investment? Also who decides what stocks to be included in a Mutual Fund?

Sorry I have so many questions …
by gonzo13
Thu Jun 05, 2008 3:14 pm
Forum: Credit Cards
Topic: Question about prepaid (secured) credit card.
Replies: 3
Views: 3664

Re: Question about prepaid (secured) credit card.

Thanks for helping me out. Basically you can't obtain a secured credit card without prepaying some cash...

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